At Spark Sleep Solutions, we firmly believe that nothing should stand between you and the health, happiness, and great sleep you deserve – least of all finances. That’s why we’re committed to making all of our treatments affordable by creating payment plans that make sense with our patient’s budget. Our team is ready to work with you and your financial needs, whether you’re a patient at one of our offices in Los Gatos, Santa Cruz, San Ramon, or San Jose. We work hard to design effective sleep apnea treatment alternatives to CPAP machines, and no matter what your situation, you can get the help you need – so you can get a great night’s sleep.

We Welcome ALL Medical Insurance

  • We work with most major medical insurances to help maximize your benefits to cover CPAP alternatives.
  • We offer no-interest payment plans for patients paying out of an HSA or FSA (Health and Flexible Spending) Account.
  • We make it easy – our staff will work with your physicians to get all your necessary documents and coordinate everything with your insurance provider to cover oral devices for sleep apnea treatment.
Blue Cross - Blue Shield
Cigna
Medicare
UniCare
UMR
Anthem
Kaiser Permanente
Aetna
HealthNet
Humana
UnitedHealthcare
PacifiCare

The answer is almost always a yes! Most medical insurances (but not dental insurance) cover Oral Appliance Therapy because Sleep Apnea is considered a medical condition. All you need to do is provide us your medical insurance information before your first visit at our Santa Cruz, San Ramon, San Jose, or Los Gatos office, then we’ll review your coverage with you at your initial appointment. Once we’ve discussed your coverage in detail, just leave it to us – we’ll take care of filing your claims and coordinating with your insurance to get the maximum possible benefits to cover your oral devices. Our doctors are proud to offer you accessible CPAP alternatives for your sleep apnea treatment.

Don’t worry! If your insurance isn’t sufficient to cover treatment, we’re happy to work with you, and we provide a variety of convenient ways to pay for the oral devices for sleep apnea treatment. We accept all major credit cards, and we also partner with Care Credit to provide no-interest payment plans for oral appliances and dental devices. Naturally, we also accept cash and check, and many patients take advantage of this by paying out of their Health Savings Account (HSA) or Flexible Spending Account (FSA). Visit one of our offices in San Jose, Los Gatos, Santa Cruz, or San Ramon to discuss all your available financial options further!

If you want to hear more about your affordable sleep apnea treatment options or you’re ready to schedule an appointment at our office in San Ramon, San Jose, Los Gatos, or Santa Cruz, give us a call today at 408-490-0182! We offer over 100 CPAP alternatives and snoring treatments to handle any combination of sleep apnea, snoring, or TMJ (jaw joint disorders/facial pain). Once we determine what treatment and/or oral device is best for your circumstances, we will work directly with your medical provider and insurance so that you don’t have to. We look forward to meeting you and helping you get the best night’s sleep possible!