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Costs & Insurance

Affordable Sleep Apnea Therapy in San Jose & Los Gatos

At Spark Sleep Solutions, we firmly believe that nothing should stand between you and health, happiness, and great sleep – least of all finances. That’s why we’re committed to making all of our treatments affordable by creating payment plans that make sense with our patient’s budget. We work hard to design effective sleep apnea treatment alternatives to CPAP machines, and no matter what your situation, you can get the help you need – so you can get the sleep you deserve.

We Welcome ALL Medical Insurance

We’re proud to say we accept all forms of medical insurance, whether they be PPO, HMO, Kaiser, Medicare, or any other. If you’re not sure what plan you have, we’d be more than happy to help – just give us a call. We also offer a variety of other financial benefits:

  • We work with most major medical insurances to help maximize your benefits.
  • We offer no-interest payment plans for patients paying out of an HSA or FSA (Health and Flexible Spending) Account.
  • We make it easy – our staff will work with your physicians to get all your necessary documents and coordinate everything with your insurance provider.

Frequently Asked Questions

Chances are, you’ve got some questions about paying for your treatment – and we’re happy to provide you with answers. Here are a few of the most common questions we get from patients, along with our explanations.

Does my insurance cover my sleep apnea treatment?

The answer is almost always a yes! Most medical insurances (but not dental insurance) cover Oral Appliance Therapy because Sleep Apnea is considered a medical condition. All you need to do is provide us your medical insurance information before you first visit out office, then we’ll review your coverage with you at your initial appointment. Once we’ve discussed your coverage in detail, just leave it to us – we’ll take care of filing your claims and coordinating your insurance to get the maximum possible benefits.

What if I don’t have insurance or I need a supplement?

Don’t worry – if your insurance isn’t sufficient to cover treatment, we’re happy to work with you, and we provide a variety of convenient ways to pay for treatment. We accept all major credit cards, and we also partner with Care Credit to provide no-interest payment plans for oral appliances and dental devices. Naturally, we also accept cash and check, and many patients take advantage of this by paying out of their Health Savings Account (HSA) or Flexible Spending Account (FSA).

Contact Your San Jose Sleep Apnea Experts

If you have any questions about treatment or your payment options, we’d be happy to help. Feel free to take a look at some of the treatments we offer or call us at 408-490-0182. You can also reach out to us at our contact page with any questions. We can’t wait to hear from you, and we look forward to helping you reclaim your sleep, your health, and your life – without sacrificing your financial well being.